FAQ'S

When purchasing automobile insurance what should I consider?
Does my insurance policy cover a friend if I loan him/her my car?
What is collision physical damage coverage?
What is comprehensive physical damage coverage?
How can I lower my automobile insurance rates?
What is homeowners insurance?
What do I need to know when purchasing homeowners insurance?
What is ``actual cash value``?
What is replacement cost``?
Where and when is my personal property covered?
Should I purchase flood coverage?
What is fire legal coverage?
What is the difference between Replacement Cost (RC) and Actual Cash Value (ACV)?
What does 80% co-insurance mean?
Does my policy cover physical damage to a vehicle I rent?
Can other people drive my business vehicle?
How does an audit work?
Why do I need certificates of insurance from sub-contractors?
What is General Liability?
What does Products/Completed Operations mean?
What is Business Interruption/Extra Expense coverage?
What is the difference between ``Named Insured``, ``First Named Insured`` and ``Additional Insured?``